Motorcycle Insurance

Accidents happen whether you’ve been riding for 30 years or 30 miles. Our innovative product offers exclusive coverage options including the Rider Protection Package, and with our Genuine Parts Guarantee your ride will always be fixed with authentic parts. We offer all the features you need and the rewards you want—with discounts up to 50%.

The Rider Protection Project was developed to help make the world a better place to ride. We’re committed to addressing the major issues riders are facing out on the road such as motorcycle safety and motorcycle awareness.


Protection for the Open Road

The open road is always an adventure. You never know what might be around the bend. So make sure you’re prepared for whatever the road has in store for you, with a Capital Auto Motorcycle insurance policy.


Motorcycles Coverage

We will consider any factory-built motorcycle, classic motorcycle, custom motorcycle, motorscooter and other two or three-wheel vehicles including minibikes and trail bikes licensed for use on public roads.


Motorcycle Insurance Coverage Options

  • Bodily injury to someone else or property damage that you accidentally caused while riding your motorcycle.
  • Bodily injury to yourself because of an accident with an uninsured motorist.
  • Damage to your motorcycle caused by an accident.
  • Theft, fire, vandalism, and other losses even while your motorcycle is in storage for the winter.
  • Custom motorcycle work, such as paint or upgraded components
  • Attached side cars.