Home Insurance

Protect your home with homeowners insurance

No place in the world is as precious as your home. Our homeowners insurance can help protect it with coverage that fits both your budget and your priorities. You can rest assured that we will be there for you should the unexpected happen.

Our homeowners policy offers robust coverage for what’s important to you

Home Owners policies can provide coverage for:

  • Damages to your home’s physical structure
  • Damages to other structures like a garage or shed
  • Your personal belongings – whether in your home or elsewhere
    • Extra coverage for Valuable Items
  • Temporary living expenses if necessary in the event of a covered loss
  • Your personal liability in the event someone is injured or their property is damaged at your home

You have many ways to save and protect your home

We offers many ways to save on your homeowners insurance. We also offer home maintenance tips which can help decrease your chances of having a loss in the face of an accident.
Click on the links above for more information.

You can also save up to 15% on your homeowners policy when you buy other policies, like auto insurance, umbrella insurance and boat insurance.

 

Homeowners insurance coverage basics

Home insurance overview

Our homeowners insurance provides financial protection against disasters for your home, its contents, and other valuable possessions. We also offer additional coverage options so you can customize your policy to fit your needs.

Putting it all in context

The purpose of homeowners insurance is to cover the cost of restoring your home and possessions after a covered loss to the same condition they were in before the loss occurred. There are several different types of homeowners insurance policies that are available and not all coverage types are the same or are available in all states.

You should speak directly with your agent or a representative about your specific coverage needs and the options that are available to you.

Cost to rebuild

Your home is one of your most valuable assets. That’s why it is important to make sure you have enough coverage to rebuild your house if it’s damaged by fire or other covered loss. While the current market value of your home may be lower than you’d like, the cost to rebuild may be higher than you think. Also, updates, additions and improvements to your home can increase the amount of coverage you need.
See Cost to rebuild for more information.

Limits of liability

It is important to choose the right coverage for your home. If you choose lower coverage because it lowers your monthly premium, you might end up paying more out of pocket if a covered accident occurs. You should work closely with your agent.