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Auto Insurance
Business Insurance
Auto Insurance
Auto Insurance is a contract between you and a insurer that offers financial protection if you are found liable for property, medical, or other damages resulting from a covered accident
Our auto policy coverage
- Bodily injury liability
- Property damage liability
- Injuries caused by uninsured/underinsured motorist
- Medical payments
- Comprehensive damage from events like fire and theft
- Collisions with other vehicles or objects
You can also add:
- extended transportation expense coverage
- repair or replacement collision coverage towing and labor charges coverage
- auto death indemnity
- auto loan and lease protection
Home Insurance
Business Insurance
Auto Insurance
Homeowners insurance is a type of property insurance that provides coverage for your home and its contents. It helps protect you financially if your home is damaged or destroyed due to covered events such as fire, theft, or natural disasters. Here are the key components of homeowners insurance and an estimate of the costs
Our home insurance coverage
- Dwelling Coverage (Cost to Rebuild Your House): Dwelling coverage is the foundation of home insurance. It pays to rebuild or repair your house if it’s damaged due to a covered event. Your home insurance company can estimate the cost of rebuilding your house. Other related coverages include:
- Other Structures Coverage: Pays for repairing or replacing structures not attached to your house (e.g., sheds, fences).
- Additional Living Expenses Coverage: Reimburses extra expenses (like hotel bills and meals if you cant live at home due to a covered incident
- Personal Property Coverage (Value of Your Belongings): This coverage pays to repair or replace your belongings (furniture, appliances, clothing, etc.) if they’re damaged or destroyed by a covered event
- Homeowners Liability Insurance: Liability insurance within a homeowners policy covers injuries and property damage you accidentally cause others. For example, if your dog bites someone, liability insurance can cover medical expenses and legal costs if you’re sued.
As for the cost, it varies based on factors like location, home condition, deductible, and coverage amount
Business Insurance
Business Insurance
Business Insurance
Commercial insurance also known as business insurance, protects businesses from losses due to unexpected events during normal business operations, such as lawsuits, natural disasters, or accidents
Our Business Insurance Coverage
- Commercial General Liability- basic business insurance coverage for your business
- Worker’s Compensation- protection (and peace of mind) for your employees
- Commercial Property- insure your property from loss
- Garage Keepers Liability is a specialty policy that auto businesses use to protect client’s vehicles (cars, trucks, vans, motorcycles) that have been entrusted to the garage for service or repair
Commercial Auto
Renters Insurance
Business Insurance
Commercial auto insurance is a type of car insurance specifically designed for vehicles used for business purposes
Our commercial insurance coverage
Contractors: Contractors, landscapers, construction companies, and other tradespeople that use trucks or vans to take tools and equipment to job sites typically need commercial vehicle insurance.
- Delivery companies: Businesses that use cars or trucks to deliver goods to customers should have commercial auto insurance to protect their drivers, vehicles, and cargo.
- Transportation services: Companies that use cars or vans to transport passengers, such as taxis, limousines, and other delivery services.
- Food services: Restaurants, food trucks, and caterers that use vehicles for delivering food or operating mobile kitchens usually require a commercial auto policy.
- Non-profit organizations: If you use buses or vans to drive volunteers or clients, commercial auto insurance might be necessary for your business.
Renters Insurance
Renters Insurance
Renters Insurance
Renters insurance covers your personal belongings in case of theft, fire and other disasters
Our renters policy coverage
- Damages to furniture, clothing and other personal items
- Your personal belongings, whether they’re in your home or elsewhere
- Personal liability for another’s injury or their property, if damaged
You can also add:
- select policy enhancements
- add-ons such as valuable items coverage
- extra coverage for your belongings
- full replacement costs regardless of depreciation.
Recreational Toys
Renters Insurance
Renters Insurance
Recreational vehicles are motor vehicles or trailers designed for accommodation and recreational use.
Our recreation coverage
Our recreational vehicle policy can cover:
- Bodily injury liability
- Property damage liability
- Injuries caused by uninsured/underinsured motorist
- Comprehensive damage from events like fire and theft
Who We Are At capital Auto insurance
Our Values
Our Partnerships
Our History
At Capital Auto Insurance, we believe in integrity, honesty, and transparency. We always put our clients' needs first and strive to build long-term relationships based on trust and mutual respect.
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Our History
Our Partnerships
Our History
Capital Auto Insurance was founded in 2012 with the goal of providing affordable and reliable insurance coverage to individuals and businesses. Over the years, we have expanded our offerings and grown our team to better serve our clients.
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Our Partnerships
Our Partnerships
Our Partnerships
We work with some of the top insurance carriers in the industry. This allows us to offer a wide range of products and ensure that our clients receive the best coverage at the best price.
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